If an uninsured driver hits you in Wisconsin, you can file a claim for compensation with your uninsured motorist
(UM) policy. In addition to filing a UM claim, there are several other routes you can take to get the damages you deserve. That said, determining your best course of action and securing a fair settlement can be difficult.
You’ll want to work with an experienced Milwaukee uninsured motorist accident lawyer to improve your chances of getting fair compensation. A lawyer can explain what happens if an uninsured driver hits you in Wisconsin and fight for the results you need to get back on your feet.
Understanding Uninsured Driver Accidents in Wisconsin
Uninsured drivers are those who do not carry car insurance or whose insurance doesn’t meet the state’s minimum coverage requirements. In Wisconsin, all drivers are legally required to have insurance, including liability coverage. If you are hit by a driver who doesn’t have an auto insurance policy, you’re probably wondering what you can do to get the compensation you’re owed. The good news is that an attorney can help you explore your insurance options and help you make the best decision for your case.
For a free legal consultation, call 414-276-6666
Using UM Coverage After an Uninsured Driver Crash
If the responsible driver doesn’t have insurance, it can complicate the claims process and leave you responsible for covering costs out-of-pocket. However, Wisconsin drivers are encouraged to carry uninsured motorist (UM) coverage, which can help protect you in these situations.If the uninsured driver is at fault, your UM coverage can help pay for medical expenses, lost wages, and other costs related to the accident. An attorney can provide more information on seeking damages through a UM policy and advise you further on what happens when an uninsured driver hits you in Wisconsin.
Steps To Take After an Uninsured Driver Hits You in Wisconsin
If you’re involved in an accident with an uninsured driver, you should immediately report the incident to your insurance company. It’s also important to document the accident
, which includes gathering witness statements, photos of the scene, and police reports.
Once you’ve notified your insurer and documented the incident, you should reach out to a skilled uninsured motorist accident attorney. A lawyer can provide information on what happens after you get hit by an uninsured driver in Wisconsin and determine if filing a UM claim is right for you.
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Other Ways To Pursue Compensation After an Uninsured Driver Hits You
While UM insurance can provide life-changing financial support after an accident, it might not cover all of your losses and intangible struggles. If that’s the case for you, you may need to file a claim with your health insurance, medical payments (MedPay), or personal injury protection (PIP) coverage.An attorney can review your insurance policies and determine what you need to do to get the most compensation possible. Depending on the injuries and losses you’ve suffered due to the incident, a lawyer may pursue several or more of the following damages for you:
- Medical bills
- Future medical costs
- Physical therapy expenses
- Lost wages
- Decreased earning ability
- Pain and suffering
- Emotional distress
- Loss of enjoyment of life
Knowing what happens when an uninsured driver hits you in Wisconsin can be difficult without the help of a lawyer. Reach out to an attorney today to get the legal counsel and advocacy you need to obtain the above-listed damages.
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Taking Legal Action Against an Uninsured Driver
If you can’t recover enough compensation from insurance, you may need to pursue legal action. In this situation, your attorney will file a lawsuit against the uninsured driver to recover damages for your injuries, vehicle damage, and other losses. It’s important to note that even if you win a judgment, the uninsured driver may not have the financial means to pay. This makes the decision to pursue a lawsuit more complex, requiring a careful consideration of your options. An experienced personal injury attorney can help you evaluate whether suing the uninsured driver is the right step. Reach out to a lawyer today to get helpful legal advice and find out what happens when an uninsured driver hits you in Wisconsin.
Meet With an Uninsured Motorist Accident Attorney for Free
If you’ve never been involved in a collision before, it can be difficult to know what happens if an uninsured driver hits you in Wisconsin. Luckily, the team at Gruber Law Offices can help you obtain the compensation you need to cover medical expenses, repair your vehicle, replace lost wages, and move forward with your life.We’ve represented our community from our Milwaukee headquarters for 40 years and have helped tens of thousands of accident victims get fair settlements and court verdicts.Contact us today to schedule a free consultation with a skilled lawyer and learn more about your legal options. No matter how complicated your case is, we’ll work hard to find the right path to compensation for you.
Call or text 414-276-6666 or complete a Free Case Evaluation form
