If your truck accident claim is denied, you should carefully review the denial letter to understand the reason for the denial. Once you know why the claim was denied, gather extra evidence, such as photos, medical records, witness statements, or police reports, to strengthen your case.
You can then appeal the decision with the insurance company. If the denial persists, you can consult our Milwaukee truck accident lawyers. Our firm can lead the appeals process for you. We also can negotiate with the insurer or sue for the compensation you deserve.
Steps to Take After You Receive a Truck Crash Claim Denial
It’s understandable if you feel frustrated that the insurance company denied your truck accident claim. However, don’t give up—a denial doesn’t mean the end of the road for your case. We can review your situation and tell you how we can challenge the insurance company’s decision.
We encourage you to take action quickly upon receiving a denial letter. Here’s what you should do next:
Review the Denial Letter
When you have received a letter from the insurance company that denied your claim, the first thing to do is review the denial letter. It should explain why the insurer did not approve your claim.
Maybe the insurer did not approve your claim because:
- There’s not enough evidence to support your claim.
- The insurer believes you share fault for the accident.
- You forgot to include important paperwork with your claim.
- You filed your claim for damages too late.
- The accident falls under a policy exclusion.
- Your damages exceed the policy’s coverage limits.
The reasons for claim denials vary. Understanding the reason is the first step toward fixing the problem.
Collect More Evidence
You might need to gather more evidence to prove your case. Start with photos of the accident scene, damage to your vehicle, and any injuries you suffered. Request copies of your medical records that show the treatment you received.
You can talk to witnesses who saw the accident and ask them for written statements. Also, get a copy of the police report if you don’t already have it. The more evidence you have, the stronger your appeal will be. Our firm can obtain a police report for you if you hire us to handle your case.
Appeal the Insurance Company’s Decision
After collecting more evidence, you can appeal the insurance company’s decision. An appeal is when you ask the insurer to take another look at your claim and reconsider their decision.
Include all the new evidence you gathered and explain why their denial was wrong. Follow the steps the insurance company outlines for filing an appeal, and be sure to meet any deadlines.
For a free legal consultation, call 414-276-6666
We Will Lead Your Denied Truck Crash Claim While You Recover
While a denied claim may not necessarily end your case, it may signal that you are ready to hire an attorney to handle it for you. Some signs that you could benefit from legal help include:
- Your case is complicated, involving multiple parties or unclear liability.
- The insurance company denies your claim unfairly or refuses to negotiate.
- You suffered severe injuries that require long-term care or lead to major financial losses.
- You’re unsure how to collect evidence or navigate the appeals process.
Our Attorneys Will Handle Your Entire Case and Talk to the Insurer for You
When our Milwaukee personal injury lawyers represent you, we will:
- Investigate the claim denial: We will review your case and identify the reason why your claim was denied. We also will develop a strategy to challenge it.
- Gather evidence: We know the evidence you need in a truck accident case, and we know how to get it. Accident reports, medical records, video footage, driver logs, and witness statements are among the evidence we can collect to support your appeal.
- Identify all liable parties: If more than one party caused or contributed to the crash, we will hold them accountable.
- Assess your damages: We will pursue all losses you suffered in the crash, such as your accident-related medical bills, lost income, pain and suffering, and more.
- Negotiate with insurers: Our attorneys can talk to the insurance company on your behalf to advocate for a fair settlement to compensate for all damages you sustained.
- File a lawsuit: If the insurer does not want to pay what you deserve, we can prepare your case and fight for your deserved compensation in court.
Headquartered in Milwaukee, Our truck accident lawyers all of Wisconsin understand state and federal trucking laws and have decades of experience handling complex cases.
Filing Deadlines for Truck Accident Lawsuits in Wisconsin
In Wisconsin, the statute of limitations sets a strict filing deadline for filing truck accident lawsuits. You generally have three years from the date of the accident to sue for damages under Wisconsin Legislature § 893.54.
If you miss this deadline, the court will likely dismiss your case, and you won’t be able to recover damages.
There are some exceptions to this rule:
- If you are filing a wrongful death lawsuit, you typically have two years from the date of a loved one’s death to sue for damages.
- Claims against government entities: If the truck involved was owned by a government agency, you may have shorter deadlines and extra requirements, such as filing a formal notice of claim.
Since these deadlines are strict, you must act quickly. We will be sure to meet these deadlines if our firm handles your case.
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If Your Truck Accident Claim Is Denied, Call Us for Help Today
If an insurer has denied your claim for truck accident damage, don’t panic. Insurance companies often deny claims for various reasons, some of which our lawyers can challenge. For over 40 years, injured clients have come to Gruber Law Offices for help with recovering damages.
Our team of over 130 legal professionals will be there for you as we lead the appeals process and use our decades of legal experience to build your case and work to recover your accident-related losses. There’s no need to take on the insurer yourself. While you heal, we will fight for your deserved compensation.
Call for a free consultation to learn more about how we can help you. You just have to make One Call…That’s All!
Call or text 414-276-6666 or complete a Free Case Evaluation form