Motorcycle Insurance – Only You Can Protect Yourself

This scenario is real and it can happen to any of us. But you can protect yourself financially by having uninsured and underinsured motorist (UM/UIM) insurance coverage. Most people never think ahead about protecting themselves. What we all need to realize is that insurance coverage is a gamble. The State of Wisconsin minimum insurance coverage, $25,000.00, is potentially barely enough to cover medical bills even in a minor accident.

Right now, take a look at the insurance you have on your motorcycle; is it $25,000, $50,000 or $100,000? Do you think that is enough to cover someone’s injuries if you hurt them? Would it be enough to cover your injuries if someone had that coverage and they hurt you? The answer is probably no. This is where a Milwaukee motorcycle accident lawyer can help.

By having enough UM/UIM insurance coverage yourself, you remove the risk that you will not be protected if you are in an accident. You remove the risk that you will not be able to pay your medical bills or cover your missed time from work.  So how much coverage do you need?  As a fellow rider, I am telling you that you need to have enough coverage to protect yourself from the possibility of a serious injury that would require surgery. That means everyone who is on two wheels should protect themselves by having at least a $1 million dollar umbrella policy with a UM/UIM endorsement.  Now here is the crazy thing most insurance companies won’t tell you. That much coverage could potentially cost you less than $300 a Year.